Financial Director AI is part of the ecosystem services module of Fagura.
Financial Director AI acts as an intelligent strategic partner, helping entrepreneurs navigate the financial complexities of their business, make better decisions, and maximize their chances of success in an increasingly competitive and data-driven business environment.
Financial Director AI is free of charge and available to legal entities with an active account on Fagura.
After analyzing the data the following indicators are formed:
Capitalization level - a direct indicator of market value and size for listed companies, influencing their access to capital, credibility and bargaining power, its essence - business valuation - is also fundamental for entrepreneurs and SMEs.
Current Liquidity - a vital indicator showing a company's ability to pay its short-term debts with its current assets, calculated as a ratio of current assets to current liabilities. For entrepreneurs and SMEs, this indicator is essential not only for day-to-day survival by ensuring the ability to pay suppliers and salaries, but also for financial planning, operational decision making, negotiating with partners and creditors, and, crucially, for accessing the finance needed for growth.
Receivables turnover velocity - measures how efficiently a company turns credit sales into cash and is a crucial indicator of cash flow health and operational efficiency. For entrepreneurs and SMEs, a high turnover velocity (i.e. a low average collection period) is vital: it provides the liquidity needed for day-to-day operations, reduces dependence on costly external financing, minimizes the risk of bad debt and frees up working capital for investment and growth.
Trade payables turnover velocity - reflects how quickly a company pays its obligations to suppliers and is a key indicator of cash flow management and trade relationship management.
Sales Dynamics - this analysis enables validation of strategies, optimization of scarce resource allocation, efficient cash flow and inventory management, and ultimately ensures adaptability, competitiveness and sustainable business growth in a changing market environment.
EBIDTA - Earnings Before Interest, Taxes, Depreciation, Depreciation and Amortization. It measures the profitability generated by a company's core activities, before taking into account the costs associated with its capital structure (interest), tax obligations (taxes) and non-cash accounting expenses related to the wear and tear of tangible (depreciation) and intangible (amortization) fixed assets.
EBITDA per employee - a financial performance indicator that measures the operational profitability of a company in relation to its number of employees. It provides an insight into how efficiently a company uses its workforce to generate profit before interest, taxes, depreciation and amortization.
maximum 3 other indicators that seem alarming for company development, if any.
Advantages:
Cost-Effective: An AI CFO solution can be significantly more affordable than hiring an experienced CFO.
24/7 Availability: Analytics and information can be accessed anytime, from anywhere.
Scalability: An AI CFO's capabilities can grow with the business, adapting to higher volumes of data and complexity.
Likewise, AI Financial Director can be used as a consultant in unclear situations. What's more, you have the possibility to upload documents with certain important indicators for your business, consulting their dynamics with the AI assistant.
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