According to Law No. 181 of 07-07-2023 on crowdfunding services in the Republic of Moldova, as well as Regulation (EU) 2020/1503 on European crowdfunding service providers for businesses, investors are classified into two categories: sophisticated and non-sophisticated. The investment limits, established by the platform in accordance with the legislation, are as follows:
Non-sophisticated investors can invest through Auto Invest or Manual Invest, with restrictions depending on the type of loan
For consumer loans, the amounts per loan request range between 25 EUR and 200 EUR.
For business loans, the amounts per request range between 25 EUR and 500 EUR.
Sophisticated investors have the flexibility to invest amounts between 25 EUR and 2500 EUR per loan request, regardless of the loan type (consumer or business).
These limits have been implemented to protect non-sophisticated investors while offering sophisticated investors more freedom in their financial decisions. Any investor can upgrade from "non-sophisticated" to "sophisticated" once they increase their investment portfolio amount or upon individual request.
Requests are received as follows:
For accounts on Fagura.com (Republic of Moldova) call +373 78 200 003 (Monday to Friday, 9:00 AM - 6:00 PM) or email info@fagura.com.
For accounts on Fagura.ro (Romania) call +40 215557476 (Monday to Friday, 9:00 AM - 6:00 PM) or email info@fagura.ro.