Investors
What happens when a borrower does not return the money? Find the answer to this and other questions which investors have asked
De Tudor și încă 2 persoane3 autori71 articole
- 1. Am I an "investor" or a "lender"?
- 2. Who are the borrowers and why do they need money?
- 3. Why do high-ranking borrowers need Fagura?
- 4. Who administers the loans?
- 5. What fees and taxes do the investors pay?
- 6. What taxes do investors pay for the interest earned through Fagura?
- 7. What is a default situation?
- 9. What are the main risks associated with an investment?
- 8. What happens if Fagura goes bankrupt?
- 10. What are the main differences between fagura.com and fagura.ro?
- 1. Is there an entry fee for registration?
- 2. How do we verify the identity of an investor and what are the steps for opening a virtual account?
- 3. Who are sophisticated and non-sophisticated Investors? Details about the Investor Questionnaire
- 4. What is the minimum amount for opening an account?
- 5. What is the minimum and maximum investment for a single loan?
- 1. Who is eligible for automatic investments?
- 2. Is there a fee for investors for using the automatic investment module?
- 3. What are the investors options when selecting the automatic investment module?
- 4. Is it possible to stop or suspend the automatic investment module?
- 5. Is it possible to place manual investments when the automatic investment module is on?
- 6. How does the automated investment module select the loans that will be funded from the investor's name and how long does this process take?
- 1. How are money transfers made to or from the investor's account?
- 2. How is the receipt of payments from borrowers taking place?
- 3. How can money be withdrawn from the investor's account?
- 4. What happens if a loan is paid in advance?
- 5. How is the loan servicing charge collected?
- 6. Is it possible for borrowers to change their payment date?
- 1. How is return on investment (XIRR) calculated?
- 2. What is the difference between the expected rate of return and the de facto rate of return?
- 3. When and how does Fagura update the interest rates and the expected return rate?
- 4. How is it possible for investors to receive an average annual return of 10% when loans are granted at an interest rate starting from 12.4% per year?
- 5. What are investor reports for a certain period?
- 1. Is it possible for an investor to contact a borrower in case the loan is not paid for?
- 2. What happens if the borrower becomes a victim of identity theft?
- 3. What are the stages of recovering the outstanding loan?
- 4. Where can investors see the outcomes of the debt recovery process?
- 5. What is a modified payment schedule and how can it be tracked by investors?
- 6. What happens if a borrower dies?
- 7. What can an investor expect from an outstanding loan?
- 8. What happens when a loan is declared compromised?
- 9. What is the difference between a default loan and a compromised loan?
- 10. How are penalties and late interest calculated and distributed?
- 1. Does Fagura disclose personal information to third parties?
- 2. When an account is closed, does Fagura erase all the account information?
- 3. How does Fagura prevent the identity theft?
- 4. How does Fagura protect the personal information?
- 5. Is it possible for an investor to know the identity of the borrowers?
- 1. What is the Referral Program?
- 2. What is the difference between a Referrer and a Referral?
- 3. What do I need to do to receive the bonus?
- 4. If I created both a Borrower and an Investor account, which role will I be rewarded for?
- 5. If my Referrer invitation is on fagura.com but my Referral chooses to invest or take financing on fagura.ro, which account receives the bonus?
- 6. How long does it take to receive the funds after meeting the conditions?
- 7. How many times can I renew an invitation or send a reminder to friends?