Fixed return: You earn a fixed annual gross return between 7.5% and 9% in EUR.
Reserve Fund protection: Your investment is protected by a dedicated Reserve Fund that covers potential losses from non-performing loans.
Diversified portfolio: Your funds are automatically invested in hundreds of SME loans, thereby reducing risk.
No hidden fees: There are no management fees. The only fee is a 2.5% charge for early withdrawal.
Tax-free hassle: Fagura handles tax payments for you by withholding the tax at source for tax residents of the Republic of Moldova, so you can enjoy your profit (net) without tax worries.
Licensed platform: Fagura is a platform licensed by the National Commission for Financial Markets (CNPF) in the Republic of Moldova under License No. 1, and in the European Union by the Financial Supervisory Authority (ASF) in Romania.
Dedicated portfolio manager: You have a dedicated portfolio manager for your investment, available to answer your questions whenever you need clarification.
For full transparency, the Fagura PRIME simulator displays both the gross amount as well as the estimated NET Profit and NET Total. The net amount represents the profit remaining after deducting the income tax on interest, calculated based on the investor's tax status (the default standard rate is 6%, editable in the settings).