4. How does Fagura Prime work?

Initial Setup: You choose the amount you want to invest (minimum EUR 10,000) and accept the 2-year term with a fixed annual gross interest rate of 8.5% in euros.

Portfolio Activation: You transfer the funds to your dedicated Fagura Prime account. The investment is activated once the funds are received, and interest starts to accrue.

Diversified Investments: The Fagura team invests your funds in a diversified portfolio of SME loans, both on the Primary and Secondary Markets, according to the internal risk diversification policy.

Capitalization: Interest is capitalized annually. Interest payments received from borrowers are reinvested to maximize returns.

Maturity and Repayment: After two years, you receive the initial amount plus the accrued interest in your account, after the applicable taxes have been paid.