Initial Setup: You choose the amount you wish to invest (minimum €5,000) and select a term of 1, 2, 3, or 4 years, with an interest rate corresponding to that period.
Terms Acceptance: You accept the Fagura PRIME Terms & Conditions, which are part of the General Terms & Conditions and available on the platform outside the managed portfolio setup.
Portfolio Activation: You transfer the funds to your dedicated Fagura Prime account. The investment is activated once the funds are received, and interest begins to accrue.
Diversified Investments: The Fagura team invests your funds in a diversified portfolio of SME loans across both the Primary and Secondary Markets, following internal risk diversification policies.
Compounding: Interest is compounded annually. Interest payments received from borrowers are reinvested to maximize your returns.
Maturity & Repayment: After your chosen period expires (1–4 years), you receive your initial investment plus accrued interest in your account, after applicable taxes are paid.
Steps to activate a PRIME portfolio:
Create an account: If you don't already have one, create an investor account on Fagura.com.
Set up the portfolio: Go to the Invest » Fagura Prime section, select the investment amount (minimum €5,000), choose the term, and accept the Terms & Conditions.
Fund your account: Transfer the chosen amount to your Fagura Prime account via bank transfer or from your available balance in your Fagura investor account.
Activation: Once the funds are received, your portfolio is activated, and you can track its performance directly from your dashboard.