Anyone with a Fagura investment account is eligible to use automated investing – AutoInvest. Automated investing is designed for investors who prefer to have their selected investment criteria executed automatically.
Automated investing is not a solution specifically designed for investing a small account balance. The frequency at which loans are funded does not depend on the cash balance in your account. AutoInvest will operate whenever you have available funds and there are loan requests that match your investment criteria.
There is no additional fee for using automated investing. The standard loan servicing and collection fees apply to all investments made through Fagura.
AutoInvest is Fagura’s automated investment tool that allocates the available funds in your account to eligible loans based on the criteria you select, without requiring you to manually review each opportunity.
How does the new AutoInvest work?
We have created 5 automated investment strategies, designed for different risk profiles and investment objectives:
Repeat Client: Automatically invests in business borrowers who already have a good repayment history on the platform (Risk Grades A–G).
Safe: Focuses on lower-risk loans (Risk Grades A–C), aiming to protect capital and provide greater stability (estimated return: ~10%–16%).
Balanced: Provides a balance between risk and return by investing in loans rated A–E (estimated return: ~10%–20%).
Diversified: Designed to maximize potential returns by covering the full risk spectrum, from A to G (estimated return: ~10%–24%+).
Secondary Market: Automatically purchases fractions of loans listed for sale by other investors, filtering them based on loan status (current or within the grace period).
All five strategies finance Business Loans (SMEs & Freelancers), supporting the real economy. You simply activate your preferred strategy, and the algorithm automatically invests whenever a suitable opportunity becomes available.