The main risk of an investor is the probability that the loan will not be paid in the contractual terms by the borrower or will not be paid in general. The causes of this situation may vary from case to case. Fagura attempts to prevent these cases by providing a rating for each borrower from the start, based on the way the borrower has paid out other loans in the past, earned revenue, the share of monthly payments in total income and other factors.

At the same time, we also work with third-party institutions, such as bailiffs and collection companies, to recover problematic loans.