Fagura intermediates **6, 12 and 18 months loans**, which are reimbursed through a corresponding monthly payment. The repayment schedule is established by the annuity method so that all monthly payments are equal to each other and cover both the body and interest rate of the loan.

For example, a loan of 1 000 EUR granted at an interest rate of 12% over a period of 18 months will be repaid in 18 monthly payments of 61 EUR each. In the amount of 61 EUR, both the body of the loan and the interest rate for that month are included.

In the case of a loan amounting to 2 500 EUR, granted for 12 months at an interest rate of 7.9% per annum, the monthly repayment rate will be 217 EUR.

You must remember that **borrowers have the right to repay the loan fully before the due date** without any associated commission. In this case, the investor will receive the entire amount invested in his / her virtual account and will be able to invest in new loans manually or through the automatic investment module.