No. At the moment, borrowers cannot change the date of their monthly payment under the loan agreement.
When the borrower obtains a loan through our platform, the monthly payment date is automatically set on the day of the month when the loan was granted. For example, if a loan was granted on the 10th of the month, the payments will be charged on the 10th of each of the following months.
We allow borrowers to make prepayments at any time and do not charge a prepayment fee. We also believe that this policy is an advantage for investors as well since it contributes to a timely repayment schedule.