The Borrower may pay the loan in advance at any given time, in whole or in part, without penalties.

If a borrower makes an advance payment at any stage of the loan repayment, then the investor will receive the proportionate share of the payment minus the 2% service charge, deducted only from the monthly payment corresponding to the current month.

For example, if the monthly payment for a loan is 75 EUR and the borrower pays in advance the amount of 1 500 EUR, then the investor will be charged the service fee of 1.5 EUR (2% of 75 EUR).