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5. How is the loan servicing charge collected?
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Fagura charges a loan servicing fee of 2.5% from the amount of payments received by investors. This is not an annual fee, so it may reduce investor returns by more or less than 2.5%.


Fagura collects this fee for the services provided to investors in managing their funded loans, including: maintaining investors' virtual accounts, conducting in-depth analysis of potential borrowers, collecting and processing principal and interest payments from borrowers, and distributing monthly payments to investors.


Fees in the Secondary Market

Fagura charges a 2.5% commission on the transaction amount when selling an investment on the Secondary Market. This fee is deducted from the amount received from the sale and is paid by the selling investor.

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